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FAQs
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FAQ (Frequently Asked Questions)
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WHAT IS A PUBLIC ADJUSTER?
The Florida State Legislature is responsible for licensing and regulating Public Adjusters to provide assistance to insureds who have suffered losses. The policyholders retain the services of a licensed Public Adjuster to protect their financial interests in the settlement of their insurance claim.
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WHAT SERVICES DOES THE PUBLIC ADJUSTER PROVIDE?
Using specialists in all areas of restoration, construction and engineering, the Public Adjuster prepares and presents to the insurance carrier a detailed evaluation of the policyholder's total loss. The claim will be based on the cost to repair or replace the home or business as it existed prior to the loss. Knowing how to prepare a claim is the key to successful negotiation.
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WHY IS A PUBLIC ADJUSTER NECESSARY?
The insurance companies retain adjusters who protect their interests. They are well trained to adjust the claim by offering the policyholder a settlement based on the lowest bid submitted by contractors or their own evaluation. The Public Adjuster works on the policy holder's behalf to represent their best interests and get a fair settlement from the insurance company. The policyholder has the right to choose his own contractor and not be limited to the lowest bid.
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HOW IS THE PUBLIC ADJUSTER COMPENSATED?
The Public Adjuster's fees are paid by the policyholder. The fee is generally based on a percentage of the monies recovered from the insurance company. The Public Adjuster's expertise in dealing with the insurance company will clearly justify his fees.
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Toll Free: 877-357-2872 - Palm Beach: (561) 392-7661 - Broward: (954) 771-2898 - Dade: (305) 436-8966
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United States Adjusters, Inc are the Nation’s premier, Hurricane Adjusters, Fire Adjusters, Flood Adjusters, Mold Adjusters, Collapse Adjusters, Hidden Decay Adjusters, Windstorm Adjusters, Sinkhole Adjusters, Property damage adjusters, Property Loss Appraisers, Loss Consultants, Florida Public Adjusters, Florida Public Adjuster, Public Adjuster, Public Adjusters, Private Adjusters. United States Adjusters work with great success to maximize insurance claims settlements and unresolved insurance claims such as hurricane damage or roof leak claims, fire damage claims, water damage claims, plumbing damage claims, pipe leaks or breaks, tornado damage claims, windstorm claims, roof damage claims, Mold damage claims, Hurricane claims. We are also Professional Condominium Adjusters, Condominium Appraisers and Condominium Loss Consultants, Condominium Adjusters. Our Public Adjusters commonly secures settlements that are Four hundred to Five hundred times the original amounts the insurance companies such as State Farm, All State, Citizens Property Insurance, FIGA, have offered residential home owners, property management companies, neighborhood associations, condominium associations, business owners, sole proprietors, owners of commercial properties, private property, public property, business property, commercial property, residential property, government property managers. We are public adjusters and property loss consultants - loss appraisers, investigating property damage, documenting evidence, filing claims, negotiating with insurance companies and representing YOU, the policy holder exclusively and not the insurance company. United States Adjusters, Inc are Licensed and Bonded Florida Public Adjusters working for you, the policyholder. Certified and Licensed Public Adjusters are often mistaken for or referred to as hurricane adjusters, fire adjusters, flood adjusters, independent adjusters, disaster adjusters, private adjusters, public adjustors and a host of other titles. While independent adjusters, independent hurricane adjusters, independent fire adjusters, independent flood adjusters and independent claims adjusters work as freelance adjusters for the insurance companies, actual Public Claims Adjusters such as United States Adjusters, Inc DO NOT; we work exclusively for you the insured / policyholder. As Accredited Public Insurance Claims Adjusters - Insurance Loss Consultants, we provide professional loss appraisal, help filing insurance claims, insurance claims negotiations and insurance claim and loss documentation. In almost all cases, we are able to maximize insurance claims We are also sometimes called condominium loss adjusters, condominium adjusters, condominium appraisers, condominium loss appraisers, condominium loss consultants, commercial adjusters, claims experts and property loss experts working for the insured or policyholder. We are members of the Florida Association of Public Insurance Adjusters (FAPIA) - sometimes called the Association of Public Adjusters, the Florida Association of Public Adjusters, the Florida Association of Independent Adjuster or the Association of Independent Adjusters. We are also members of the Windstorm Insurance Network specializing in hurricane and windstorm damage. We can be located throughout the United States Public Adjusters, USA Public Adjusters, US public adjusters, US Adjusters, National Public Adjusters, International Public Adjusters, State of Florida Public Adjusters, Boca Raton, Coral Springs, Fort Lauderdale, Ft Lauderdale, Deerfield Beach, Miami, North Miami, N Miami, Vero Beach, Delray Beach, Key West, Boynton Beach, Statewide, South Florida, Pompano Beach, Hollywood, Florida Public Adjusters, Naples, Fort Myers, West Palm Beach, West Palm Beach, Martin County, Broward County, Dade County, Tampa, Orlando, Sarasota, Central Florida, Saint Petersburg, Cape Coral, Gulf Coast Public Adjusters, Daytona Public Adjusters, Miramar, Davie, Palm Bay, Key Largo, Homestead
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